Jarrod and I are following Dave Ramsey's Baby Steps in order to become debt free. We have already experienced the freedom and peace that comes with having a plan. We follow a monthly budget, live out of cash envelopes, pay for everything with cash, and have big plans for living like no one else!
Our goals over the next several years include becoming debt-free, beefing up our emergency fund, saving for a good down payment for a house, and beginning to save for kids college, retirement, and other goals. In the midst of that, we are expecting our first baby in January of 2012.
Creating a Budget
Financial Update Overview
Journey to Debt-Freedom
Planning for our Future
Reprioritizing the Budget
Baby Steps on HOLD!
Slashing the Budget
If I had a million dollars...
Financial Implications
Debt Freedom Wish List
